來源：WTW

Rampant inflation and increased healthcare utilization?coming out of the pandemic are contributing to the?highest projected increase in global medical costs in?nearly 15 years.?

The 2023 Global Medical Trends Survey?reveals that after rising from 8.2% in 2021 to a higher?than-anticipated 8.8% in 2022, the healthcare benefit cost?trend for 2023 is projected to remain at a stubbornly high?global average of 10%.

Costs are expected to continue rising in many regions?(Figure 1). These include Latin America where average?increases are projected to climb from 18.2% to 18.9%?as well as Asia Pacific where the rate of increase is?expected to jump from 6.9% to 10.2%.

In addition, it is?anticipated that medical trend in the Middle East and?Africa will increase from 10.5% to 11.5%.

Even Europe, which has traditionally seen much lower?levels in the past, is not excluded from the record levels?of trend. For 2023, the rate of increase in Europe is?expected to rise to 8.6%, which is a significant jump?over 2021 levels (5.6%).

The one region with an expected?decrease in trend is North America, where medical trend?is projected to drop from 9.4% in 2022 to 6.5% in 2023.

While this would be welcome news, U.S. employers in?particular are not necessarily seeing this affect them?yet and remain very concerned on cost and volatility —?despite the fact that inflation overall may be abating for?the coming year.

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